A tree came down and now there is an insurance claim to deal with on top of the mess. Kingdom Tree documents storm damage as part of every storm job, before-and-after photos and an itemized invoice formatted the way adjusters expect. It is included at no extra charge, not sold as an add-on. Call 330-227-4279.
What Should I Do First After a Tree Falls on My Property?
If the tree is on a structure or touching a utility line, call 330-227-4279 first for emergency response, and do not try to move or cut anything that is in contact with power lines. That is for the utility company and a licensed crew. If nobody is in danger, take your own photos before anything gets moved, from several angles and including any damage to the house, the fence, or a vehicle. Then call your insurance company to open the claim. Photos taken before cleanup are the ones that matter most, and they are the ones people forget.
Does Homeowners Insurance Cover Tree Removal?
That depends on your policy and on how the tree failed, and it is between you and your insurer. Generally speaking, coverage tends to follow damage to insured structures rather than the tree itself, but the specifics vary and your adjuster is the one who decides. What we can do is make sure you have the documentation to support whatever claim you file. If your adjuster asks for something specific, tell us and we will make sure it is covered.
What Documentation Do You Provide?
Before-and-after photos and an itemized invoice. The documentation covers what came down, where it landed, what contact it made with structures, what was removed, and what the work cost. It is formatted to match what adjusters typically need, so you are not going back and forth trying to assemble something after the fact.
Do I Need Documentation to File a Claim?
Most claims require it. Your policy spells out what your adjuster needs, but before-and-after photos plus an itemized invoice are standard for tree-related storm claims. The timing matters more than people expect. Once the tree is gone, the before photos cannot be taken, so this has to start on day one rather than after the cleanup.
Is There a Charge for It?
No. Documentation is part of KTC's standard storm response at no additional charge, assembled as part of every storm job. You do not have to ask for it separately or pay extra for it. It gets put together as the crew works, and the invoice is prepared after the job is complete. If you have a filing deadline with your insurer, say so when you call and we will tell you how the timeline looks.
Storm Response Across Northeast Ohio
Wind, ice, and saturated spring ground all bring trees down here, and the claims that follow are routine for us. We cover Stark, Summit, Medina, Wayne, and Portage counties, including Canton, Akron, Massillon, Wooster, and Cuyahoga Falls, and we respond on weekends and after hours because storms do not keep business hours. Related: Emergency Tree Removal and Post-Storm Full Property Clearance.